Practical learning
Breaking down financial concepts into simple, relevant lessons people can apply in everyday life.
About MCWH Consulting
Making financial wellness a reality.
We believe financial capability is a skill everyone deserves to possess. Money influences the choices we make, the opportunities we pursue, and the futures we build. Yet, many people enter adulthood, start working, and begin earning without ever being taught how to manage money effectively. At Money Chat With Hafsat (MCWH Consulting), we exist to change that.
We help individuals and organisations develop the knowledge, practical skills, and financial habits needed to make informed decisions, achieve their financial goals, and build more secure futures.
Through practical financial education, tailored financial wellness programmes, and accessible learning resources, we turn financial knowledge into practical action, helping people move from financial uncertainty towards greater clarity, control, and choice.
Who we are
An alternative school for learning about money.
Money Chat With Hafsat (MCWH Consulting Limited) is an alternative school for learning about money. We believe that learning about money should go beyond theory, motivation, or simply knowing what to do. People need practical tools, relevant knowledge, and the confidence to apply what they learn to their everyday lives. Our approach combines financial education with practical exercises, real-life scenarios, and actionable strategies that help people make meaningful changes to how they manage their finances.
We serve university students, young professionals, working adults, organisations, and underserved communities. Whether we are helping a student prepare for life after graduation, guiding a working professional to take charge of their financial life or supporting an organisation seeking to improve financial wellness, our goal remains the same: to make financial capability accessible, practical, and relevant.
- University students
- Young professionals
- Working adults
- Organisations
- Underserved communities
Our mission
To bridge the gap between what people need to know about money and what they are actually taught.
Traditional education prepares many of us for careers, but often leaves us to figure out the financial side of life on our own.
We believe people deserve better.
MCWH Consulting Limited equips people with the knowledge, practical skills, and mindset to navigate financial decisions, develop healthier money habits, and work towards their financial goals, regardless of where they are starting from.
Financial wellness is not just about how much you earn. It is also about how you manage what you have, the choices available to you, and your ability to navigate life’s financial challenges.
Our approach
Financial education that goes beyond information.
Knowing what to do with money is important. Being able to put that knowledge into practice is what makes the difference.
Our programmes are designed to help people move from learning to action through:
Behaviour and habit development
Helping participants build healthier relationships with money and more consistent financial habits.
Action-oriented tools
Using exercises, case studies, worksheets, and practical activities to turn knowledge into action.
Tailored programmes
Recognising that individuals, workplaces, schools, and communities have different needs, circumstances, and financial realities.
Long-term financial wellness
Looking beyond quick fixes to help people develop the skills and systems needed to make informed decisions over time.
We want people to leave our programmes with more than information. We want them to feel better equipped to make financial decisions and take their next steps with confidence.
Our impact
Expanding access to practical financial education
Behind every number is a person learning to manage money more intentionally, a student gaining confidence about the future, or a professional taking steps towards greater financial stability.
From virtual learning sessions to university workshops and community programmes, we are making financial education more accessible to the people who need it.
Our work has reached over 100,000 people through our educational content and initiatives, while our programmes have equipped students and young professionals with practical financial knowledge and skills.
We have worked with students from over 40 Nigerian universities and delivered financial education initiatives that help participants better understand budgeting, saving, financial planning, investing, and preparing for life beyond school.
Our impact in figures
40+
Universities reached
100K+
Community members
1M+
Social media reach in three months
₦200M+
In investments across client and community portfolios
700+
People served through programmes in 2026
5+
Brand partnerships
We are proud of the progress so far, and we know there is much more to do.
- Chartered Accountant
- Certified Financial Education Instructor
- MSc International Management · Africa Business School, Morocco
Meet the founder
Hafsat Itanola ACA, CFEI®
Founder, MCWH Consulting Limited
Hafsat Itanola is a Chartered Accountant, Certified Financial Education Instructor, and Financial Wellness Consultant passionate about helping people take charge of their finances and build better futures.
She holds a Master’s degree in International Management from Africa Business School, Morocco, and brings a practical, accessible approach to financial education shaped by her professional background and work with young people and working professionals.
Through Money Chat With Hafsat, she has built a community of over 100,000 people across social media, using accessible financial education to help people understand money, develop better financial habits, and make informed decisions.
Her work spans personal financial wellness, financial education for university students and working professionals, investment education, and strategic partnerships that connect individuals with relevant financial products and services. She is passionate about making financial knowledge more accessible and practical, helping people make informed financial decisions, build healthier money habits, and identify solutions that support their financial goals.
Key milestones
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Delivered financial literacy workshops for students and young professionals across 40+ Nigerian universities, Ghana, and Morocco.
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Ranked top #3 Personal Finance Creator on LinkedIn Nigeria and #39 globally among Top 200 Personal Finance Creators (Favikon, 2026).
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Author – Halal Investing ebook for Muslim and ethical investors.
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Ranked #17 of Top 40 Halal Finance Influencers in 2026 (Feedspot).
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Implemented a flagship financial empowerment workshop for female students across Northern Nigeria.
For Hafsat, financial education is about more than numbers. It is about helping people recognise their options, make intentional choices, and build a future that reflects what matters to them.
Our vision
A generation equipped to make better financial decisions.
In line with the United Nations Sustainable Development Goals
Our work contributes to the broader goal of inclusive, quality education and the development of relevant life skills.
We are building towards that future one person, one programme, one school, and one organisation at a time.
- We envision a future where financial literacy is not a privilege reserved for those who seek it out, but an essential life skill accessible to everyone.
- Our ambition is to help make financial education a more established part of learning across Nigeria and, ultimately, Africa, so that young people can develop financial capability before graduation rather than learning only through costly mistakes.
- We want to contribute to a society where individuals are better equipped to manage their resources, organisations recognise the importance of financial wellness, and communities have the knowledge to make more informed financial decisions.
Let’s work together
Let’s make financial wellness more accessible.
Whether you represent an organisation looking to support employee financial wellness, a university seeking practical financial education for students, or an individual looking to take the next step in your financial journey, we would love to connect.
Let’s work together to build a more financially capable generation.